CONSUMER LOAN RATES
Consumer loan rates are effective as of October 1, 2009. Rates are subject to change. Click here to apply for a consumer loan.
For Mortgage/Home Equity Loan rates, click here.
| Loan Type |
APR* |
Maximum Term* |
| New Vehicles |
As low as 4.24%* |
48 months |
| New Vehicles |
As low as 4.49%* |
60 months |
| New Vehicles |
As low as 4.99%* |
72 months** |
| New Vehicles |
As low as 5.49%* |
84 months, $25,000 or more** |
| Used Vehicle Up to 4 Yrs Old |
As low as 4.24%* |
48 months |
| Used Vehicle Up to 4 Yrs Old |
As low as 4.49%* |
60 months |
| Used Vehicle Up to 4 Yrs Old |
As low as 4.99%* |
72 months** |
| Used Vehicle Up to 4 Yrs Old |
As low as 5.49%* |
84 months, $25,000 or more** |
| Used Vehicle 5 Yrs & Older |
As low as 6.99%* |
48 months |
| Motorcycles - New & Used |
As low as 7.99% |
Up to 60 months |
| New Recreational Vehicles (titled) |
As low as 7.24%* |
>$25K-144 mths; <$25K-84 mths |
| Used Recreational Vehicle (titled) |
As low as 7.49%* |
>$25K-120 mths; <$25K-84 mths |
| New Boats |
As low as 7.49%* |
>$25K-144 mths; <$25K-84 mths |
| Used Boats |
As low as 7.74%* |
>$25K-120 mths; <$25K-84 mths |
| Signature/Unsecured |
As low as 12.25%* |
Up to 36 months |
| Line-of-Credit (adjustable rate) |
As low as 13.25%* |
Up to 36 months |
| Share Secured |
5.90% |
84 months |
| Certificate Secured |
Rate + 2.5% |
84 months |
| Miscellaneous Collateral |
As low as 10.25%* |
36 months |
| Recreational Equipment (untitled) |
As low as 10.25%* |
>$5000-60 mths; <$5000-36 mths |
| Combined Collateral |
As low as 10.25%* |
36 months |
*ANNUAL PERCENTAGE RATE. The APR for these loans is determined when the loan is approved, based on credit factors. Maximum terms available to qualified borrowers.
*72 and 84 month terms available to qualified members only on new and used vehicles up to 4 years old.
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