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VALUE CHECKING

Members 55 and older can enjoy a variety of services for just $2.00 a month.

  • Receive free checks in our custom style.
  • 2x5 safe deposit box (or $15/year credit towards a larger size), or $10,000 Accidental Death & Dismemberment insurance (coverage reduces by 50% at age 70).
  • Dividends paid daily.
  • Unlimited transactions.

Value Checking also includes the following features:

  • Unlimited transactions.
  • Access to thousands of ATMs with your ATM/Check card.  Your transactions are free at more than 25,000 CU ANYTIME and Co-op ATM machines.  Plus, your card works wherever MasterCard is accepted for quick and easy payment.
  • Overdraft protection available.  Funds are automatically transferred from your savings/line-of-credit loan to pay your checks.  Up to six unsigned/electronic transfers from your savings are permitted each month ($4.00 fee per occurrence, waived with Premier Checking).*
  • Free online banking and online bill pay.  Access your account information, transfer funds, pay your bills online without writing a check, and more!  It's all available through First Link online banking 24/7, and it's free!
  • Telephone access to your account 24/7 through First Line automated phone service.
  • Duplicate checks.  You create a carbonless copy of each check you write. We keep your canceled checks, with copies available when needed. 

If you're already a member, click here for a printable application to add this service.

Check ordering made easy!  Try our online check ordering.

*Overdrafts from your savings account are processed only on available funds that are over and above the minimum balance ($5 in your primary savings account). Federal regulations limit overdraft/automatic transfers from your savings account to six per month (this includes overdraft transfers and transfers made via First Line and First Link). A $4.00 fee per occurrence is charged for overdrafts.

 

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