Business Loans
Commercial Real Estate Loans
FFCU can help you buy, build or invest in property that will help your business grow.
Learn MoreCommercial Vehicle Loans
FFCU can help keep your business on the road to success whether you have one or several vehicles.
Learn MoreSBA Loans
Backed by the government, these loans provide borrowers additional opportunities to build businesses.
Learn MoreSpecialized Collateral and Equipment Loans
FFCU can help you ensure you have what you need to drive your business forward.
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What we consider when evaluating a Business Lending Request
Business Standing
Our Lenders consider your business history, current business standing, and the type of loan you desire. For some loan types, including SBA loans, you may also be required to provide a business plan highlighting your project financial statement, including profit and loss, cash flow, and balance sheets.
Collateral
The loan you can secure may depend in part on the collateral you have available to put up against the loan value. As part of the loan process, you may want to prepare information regarding the value of potential collateral items.
Financial Standing
To determine your business’ creditworthiness, our lenders may review several sources of information, including your credit score, bank statement, tax returns, and other information.
Legal Standing
Our lender may want a good idea of contracts you have in place with third parties, any leases or other agreements that are in place, and your business licenses or registrations.
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