1. It is important that you provide the correct MICR Number for Direct Deposit & Tax Returns.
Our goal at FFCU is to ensure your direct deposits or tax refunds post correctly and timely into the account you are intending them to. To avoid any delays or rejects, it is important that you provide the correct MICR Number to your employer (for direct deposit) or your tax attorney/CPA (for tax returns). A MICR Number is your bank account number with preceding digits added that identifies the exact account (Savings, Checking, Auto Loan, Personal Loan) where the funds will be credited/debited. This means that you will have a different MICR Number for each of your FFCU accounts and loans. To support you, we provide the full MICR Number on each of your accounts/loans, with us, via online and mobile banking. Please confirm you are using the correct MICR Number, before authorizing any ACH, Direct Deposit or Payments.
To find the correct MICR Number via ONLINE banking, please follow these steps:
- Log into your online banking
- Click on the account or loan you want your ACH to post to, on the left-hand side.
- Click on Account Details in the middle of the page above your transactions.
- Find MICR ACCOUNT NUMBER at the bottom
- This is exactly what you need to provide to your employer, Tax Attorney or CPA to ensure your payments, deposits and tax returns post on time and to the right account.
To find the correct MICR Number via MOBILE banking, please follow these steps
- Log into your mobile banking
- Click on the account or loan you want the ACH to post to.
- Click on SHOW DETAILS in the upper right-hand corner.
- Find the MICR ACCOUNT NUMBER at the bottom.
If you do not have access to online or mobile banking, please feel free to contact us at (505)766-5600 or visit a branch and our staff will be happy to provide you with information you need. Thank You
2. In observance of Christmas, all branches CLOSE AT NOON TUES., DEC. 24 and will remain CLOSED Weds., DEC., 25
Reminder: First Financial will never contact you for your online credentials or request that you click on a link via text or email to verify any type of transactions, including Zelle access and transfers. If you receive any requests asking you to click on a link or supply confidential information please delete the request immediately. Learn More